Output management for insurers and banks
The building kit for your documents.
Flow assembles your documents from reusable building blocks. IT connects your systems once, your business team maintains texts and blocks itself – every change reviewed and approved. From the insurance policy to the dunning letter.
GDPR-compliant·Cloud & on-premise·Hosted in Germany
Until now, every text change ends up with IT, and every new variant turns into a project.
With Flow, IT sets up the data model and the integration once. Your business team maintains texts and blocks itself, a trained key user builds new logic – and every change is reviewed, tested and approved.
Everything your document output needs in one platform
Three steps to a finished document
Create the blocks
Your IT sets up the data model and the integration once. Blocks and your corporate design are defined centrally and reusable.
Design the templates
In the designer, your business team maintains texts and blocks, and a trained key user builds new logic. You check every change in the live preview and against test cases.
Generate documents
Once approved, your systems generate the documents fully automatically via REST API, or your team does it in a guided dialog.
Built for industries with high demands on their documents
Insurers
From the policy to the dunning letter to the endorsement: legally sound, on-brand documents, automated or in a dialog.
- Policies
- Dunning letters
- Contracts
Banks
Account statements, loan agreements and annual reports at scale: consistent, auditable and without manual effort.
- Account statements
- Loan agreements
- Annual reports
Software vendors
Embed PDF generation straight into your product via the API, multi-tenant and white-label under your own brand.
- Embedded PDF generation via API
- White-label
- Multi-tenant
Why teams switch to Flow
A clear division of labour
IT connects your systems once, the business team maintains texts and blocks itself, and a trained key user builds new logic. Each change shows up instantly in the live preview.
Reviewed and approved
Changes are made in separate working copies, compared and approved by authorised roles. The history stays complete.
Test cases for every variant
The test matrix shows every variant of a document and which of them a change affects.
Accessible PDFs
Flow generates tagged PDFs with language, structure and embedded fonts following PDF/UA.
Reusable blocks
Build once, use everywhere. Change one block and every document follows automatically.
Corporate design, automatic
Your brand lives in the system, not in a style guide. Fonts, colors and logo fall into place on their own.
API-first
Every document is a REST call. Flow fits into your existing processes instead of forcing new ones.
Cloud or on-premise
Hosted in Germany or in your own infrastructure: same features, your call.
Software from Germany. People you can actually reach.
A direct line to the developers
No hotline loop. You speak directly with the people who build Flow.
On the market since 2016
Kominal has been building software with substance since 2016. Flow grew out of real projects, not a whiteboard.
10+ years in banking and insurance
We know the demands of regulated industries from more than ten years of project work with large enterprises and mid-sized firms.
GDPR-compliant·Hosted in Germany·Since 2016·Cloud & on-premise
A reply within one business day, straight from the development team.
Want to see Flow?
30 minutes, your use case, no slide deck.